Further Information

TAKA Flexi Account Opening Requirements

• KTP and NPWP card for Indonesian citizens
• KIMS/KITAS/KITAP for Foreigners
• Have an account with Bank OCBC

Withdrawal terms & conditions:

• Withdrawal can be made after 1 year from TAKA Flexi account opening date.
• A maximum of 2 withdrawals per year is allowed, with each withdrawal up to 25% of the total accumulated balance (including top-up funds) until maturity.
• Withdrawals can be made directly via the OCBC mobile app.
• A fee of IDR10,000 applies for each withdrawal transaction, from the TAKA Flexi account opening date.

TAKA Flexi Account can be applied through:

1. OCBC mobile.

Follow below easy steps:

1. Open OCBC mobile, choose “More”, then "Savings" and click “TAKA Flexi”
2. Input your plan detail (Deposit amount, tenor, & deduction date)
3. Check the amount target calculation & choose the savings account
4. Make sure you read the Summary and Product Terms & Conditions
5. Enter your PIN & done!


2. Nearest OCBC branch.

Important Information 

• Interest rates are subject to change at any time in accordance with the prevailing rates applied by the Bank.
• Monthly deposits are processed automatically through the auto-debit system from the designated source account.
• TAKA Flexi balances can be withdrawn at any time via the OCBC mobile app. Withdrawals are limited to a maximum of25% of the total accumulated funds (including top-ups), up to 2 times per year, and a fee of IDR10,000 applies for each withdrawal.
• If the balance in the linked source account is insufficient for the monthly debit, the debit process will be continued inthe following month. As a result, the final balance at maturity may not reach the initial target amount and will be automatically disbursed according to the accumulated funds.
• The TAKA Flexi account will be closed automatically under the following conditions:
• Upon reaching maturity.
• If the monthly debit fails 6 consecutive times, and an account closure fee will be applied at the time of closure
• Early account closure (before maturity) upon customer request can only be made through an OCBC branch.

Product Information Summary Taka Flexi

Taka Flexi